about their users, how that information is used and shared, and the privacy choices offered to the
users. This Policy applies to information collected when a user requests a MOMENTO account, access
or use the website, mobile applications, products, and services (collectively, the "Services"), or
when otherwise interact with MOMENTO. This includes information collected when a user access or use
the MOMENTO’s mobile application to view, manage, or conduct transactions on the MOMENTO Account
(“MOMENTO Spending Account”) or the MOMENTO Debit Mastercard® (“MOMENTO Card”), both of which are
made available by Evolve Bank & Trust (“Evolve”) on behalf of MOMENTO.
However, it does not apply to the MOMENTO Spending Account or MOMENTO Card themselves. Please refer
Synapse’s Consumer Interest Checking Account Agreement
concerning those products and your privacy rights with respect to those products.
The terms “MOMENTO,” “we,” “us,” or “our” mean MOMENTO Technologies Inc.
“You” or “your” means an individual who visits or uses MOMENTO’s Services.
The term "Site" includes:
All websites, all devices and/or mobile applications operated by MOMENTO
All pages within each such website, device, and/or mobile application, any equivalent,
substitute, or backup website, device, or mobile application.
MOMENTO collects personal information about you for a variety of purposes. Some of the information
collected from individual includes the following:
Personal Identifiers, such as a full name, postal address, email address, online usernames
and passwords for third-party sites and internet services, social security number, driver’s
license number, or other similar identifiers.
Internet or other network activity information, such as information regarding how individuals
interact with the Site, emails, or marketing materials.
Professional or employment-related information.
Commercial information, such as products or services purchased, obtained, or used.
Inferences based on information about an individual to create a summary about, for example,
an individual’s preferences and characteristics.
Bank account and debit card information, such as account numbers, card numbers, and
We may also collect information about you from mailing list providers, publicly available
sources, identification verification services and other third parties. However, all personal
information listed above may be disclosed for our business purposes only and will be never sell to
We may collect account information from you when you open a MOMENTO Spending Account and obtain a
Card through our mobile application, and also usernames, passwords, account numbers and other
information may be collected for third-party websites and Internet Spending services (“Third-Party
when you use our Services.
The above information is used to obtain your account, transaction, and other banking information from
the relevant financial institution on your behalf in order to display the information to you or to
fulfill your requests for certain products, services, or transactions.
To obtain your banking information, we use third-party service providers, such as Plaid Inc.
(“Plaid”), Underdog Technologies, Inc. dba Pinwheel (“Pinwheel”) and Synapse Financial Technologies,
By using our Services, you grant MOMENTO, Plaid, Pinwheel and Synapse the right, power, and
to act on your behalf to access and transmit this information from the relevant financial
institution, including from Evolve for the MOMENTO Spending Account and MOMENTO Card. With respect
to Plaid, you agree to your personal and financial information being transferred, stored, and
processed by Plaid in accordance with
. With respect to Pinwheel, you agree to your personal and financial information being transferred,
stored, and processed by Pinwheel in accordance with
. With respect to Synapse, you agree to
your personal and financial information being transferred, stored, and processed by Synapse in
We use various technologies to collect information, this may include sending cookies to your computer
or mobile device.
Cookies are text files with small pieces of data that are stored on your hard drive or in a device
memory by a website and are used to identify your computer as you use a computer network.
preferences and account settings and help evaluate and compile aggregated statistics about user
We may also collect information using web beacons. Web beacons are transparent graphic images placed
on a Web site or in an email, used to monitor the behavior of the user. We may use web beacons to
deliver cookies, count visits, understand usage, and determine whether an email has been opened and
We may collect your computer browser type, Internet protocol address, pages visited, and average time
spent on our Site. This information may be used, for example, to alert you to software compatibility
issues, or it may be analyzed to improve our web design and functionality.
When you use our mobile applications or the mobile versions of our Site, we may collect
the unique device identifier assigned to that device by phone makers, carriers, or makers of the
operating system (the "Device ID"). Device IDs allow app developers, and others to uniquely identify
your device for purposes of storing application preferences and other data.
We may use your information to:
Respond to your inquiries, offer products, programs, or services that we believe may be of
Fulfill your requests for our products, programs, and services; improve and personalize them.
Assist with or execute transactions you request.
We may share personal information about you:
With third parties to provide, maintain and improve our Services.
To process transactions or to fulfill your requests.
To investigate, prevent, protect, defend against, or take other action regarding violations
threats to the legal rights or physical safety of any person or the security of our network,
Sites or Services.
To respond to court orders, legal processes, or claims regarding the violation of our rights
of third parties’ rights.
During a negotiation or any merger, sale of company stock or assets, financing, acquisition,
divestiture, or dissolution of all or a portion of our business.
In an emergency, to protect the health and safety of our users or the general public.
Your privacy and the security of your information is a very seriously matter for us. That is why we
have in place an information security program that includes administrative, technical, and physical
measures to protect your information. Some of the measures we have taken to protect your information
include, but are not limited to the use of:
Two-factor authentication for access to your account only by the device you register with.
Industry standard encryption for transmitting and storing information.
Mobile application session timeouts to protect your information if you forget to log out.
No access from employees, contractors, or Third-Party Site to your MOMENTO password or PIN.
This information is only known by you, so we will never ask for your password or PIN through
our customer service teams.
Contingency plans in place and periodical security audits to our systems.
We use email, SMS and mobile notifications to provide information and services regarding to your
We may send emails to promote MOMENTO or third-party services/goods in a timely basis, according to
We can also email newsletters to users who subscribe to them and allow to users to terminate their
subscriptions by following instructions on the received emails. It is important to note that when a
user unsubscribe from a newsletter, this doesn’t end the transmission of emails to provide
information and services regarding to your accounts.
If you need to update or correct personal information that you have submitted, you can do so through
our mobile app. You can also send an email including your contact information to firstname.lastname@example.org to request
You may also use the above ways to deactivate your Services, but even after you deactivate them, we
have the obligation and may retain archived copies of your information for a period of time that is
consistent with applicable law.
The California Consumer Privacy Act (“CCPA”) allows California residents, upon a verifiable consumer
request and subject to applicable exemptions, to request that we give you access, in a portable and
(if technically feasible) readily usable form, to the specific pieces and categories of personal
information that we have collected about you, the categories of sources for that information, the
business or commercial purposes for collecting the information, and the categories of third parties
with which the information was shared. California residents also have the right to submit a request
for deletion of information under certain circumstances. MOMENTO will not discriminate against you
for exercising your rights, such as by denying you services, charging you different prices for
services, or providing you a different level or quality of services. Please note that you must
verify your identity and request before further action will be taken. As part of this process, we
may require you to provide government identification. Consistent with California law, you may
designate an authorized agent to make a request on your behalf. In order to designate an authorized
agent to make a request on your behalf, you must provide a valid power of attorney, the requester’s
valid government issued identification, and the authorized agent’s valid government issued
We do not sell your personal information to third parties. We do, however, share personal information
with third parties for the business purposes described in this Policy.
California law also permits our customers who are California residents to request and obtain from us
once a year, free of charge, information about the personal information (if any) we disclosed to
third parties for direct marketing purposes in the preceding calendar year.
If you are a California resident and would like to exercise your data protection rights, where
applicable, you can submit a request to email@example.com.
We will consider all requests and provide our response within a reasonable period of time (and
within any time
period required by applicable law). Please note, however, that certain information may be exempt
requests, for example if we need to keep the information to comply with our own legal obligations or
establish, exercise, or defend legal claims.
Here is a summary of the CCPA-related categories of Personal Information we may collect about you as
well as how we use it and with whom we may share it.
Internet or other electronic network activity information
Professional or employment related information
Bank account and debit card information
Commercial information, such as products or services purchased, obtained,
Compliance, risk, and fraud detection
Providing, personalizing, and improving our products
To fulfill your requests for certain products, services, or transactions
Contacting you to resolve disputes and help with our Services
Conducting investigations, complying with and enforcing any applicable
laws, regulations, legal
requirements, and industry standards
Responding to lawful requests for information
To perform other business purposes
Issuing financial institutions
Payment card associations
Service providers to facilitate:
Bank account aggregation
Card issuing services
Law enforcement or other third parties in response to a legal request
We reserve the right, to make changes to this Policy from time to time at our discretion.
Changes take effect immediately once they are posted, so please review it periodically for changes
via our links on www.momentoglobal.com
You agree to the acceptance of electronic communications and/or postings of revised versions of this
Policy on www.momentoglobal.com
and agree that such electronic communications or postings constitute notice of the revised version
of this Policy.
If you have any questions, concerns or suggestions regarding this Policy, please contact
The types of personal information we collect, and share depend on the product or
service you have
with us. This information can include:
Social Security number
Employment information and income
Account transactions and transaction history
Checking account information
Email us at firstname.lastname@example.org
If you are a new customer, we can begin sharing your information 30 days from the
date you sent this
notice. When you are no longer our customer, we continue to share your information
as described in
However, you can contact us at any time to limit our sharing.
Apply for services and accounts
Give us your income information
Tell us where to send money
Provide account information
Provide employment information
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
for joint marketing with other financial companies
MOMENTO Technologies Inc.
Nonaffiliates we share with can include consumer loan brokers, lenders and
Our joint marketing partners can include institutions such as consumer
lenders or marketers
FOR VERMONT RESIDENTS: We will not share information we collect about you with
parties, except as permitted by Vermont law, such as to process your transactions or
FOR CALIFORNIA RESIDENTS: We will not share information we collect about you with
parties, except as permitted by California law, such as to process your transactions
or to maintain
your account. We will limit sharing among our companies to the extent required by
FOR NEVADA RESIDENTS: We are providing this notice to you pursuant to Nevada law. If
you prefer not
to receive marketing calls from us, you may be placed on our internal Do Not Call
List by writing to
us at Momento Technologies Inc., 401 Park Ave South, 9th Floor, New York, NY 10016,
United States of
Nevada law requires that we also provide you with the following contact information:
Office of the Nevada Attorney General, 555 E. Washington Street, Suite 3900, Las
Vegas, NV 89101,
phone number (702) 486-3132, email BCPINFO@ag.state.nv.us.
State laws may also provide you with specific privacy protections. We will comply
state laws with respect to our use of your information.
Download the app and start enjoying the benefits